xD Pay is simple point-of-sale software. Type the amount, show a QR code, and the money lands in your bank. No crypto knowledge needed.
Works on any phone · No hardware needed · Practice mode with test money
Most businesses turn these customers away without realising it.
560M+
people worldwide own crypto — more than the population of North America
~1 in 5
adults in countries like the US, UAE and Singapore hold crypto today
Up to 40%
of crypto-paying customers are brand-new customers the business had never seen before
~2×
crypto purchases tend to be about twice the size of an average card purchase
Sources: Triple-A global crypto ownership research (2024); Forrester Consulting merchant study on crypto acceptance. Figures are industry estimates and vary by country.
Not for crypto traders — for people who just want to get paid.
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A tourist lands with no local cash and no working card — but a phone full of crypto. Type the fare, they scan your QR from the back seat, and you see “Paid ✓” before they step out. The money goes to your bank like any other fare.
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International guests often prefer paying in crypto to dodge card fees and currency hassles. Take deposits and room charges at the front desk with a QR code — your books stay in your own currency, always.
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Add a crypto option at the till without retraining staff. Cashiers just type the amount — the customer's phone does the rest. Every sale shows up in one simple list at closing time.
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Market stalls, souvenir shops, dive schools, tour guides — anyone serving travellers. No card terminal, no bank paperwork, no minimum volume. If you have a phone, you can accept crypto today.
You never pick coins, networks, or wallets. Your customer handles all of that on their own phone. Your job is typing a number.
Crypto is converted the moment the customer pays. You are never exposed to price swings — $20 charged is $20 received.
Payouts arrive in your own currency — USD, EUR, and more — through CoinGate, a licensed payment provider. Just like card settlements.
If you can use a calculator, you can use xD Pay.
Enter the price on the big number pad — just like a calculator. Add a note like “2x Latte” if you want.
Your customer scans it with their phone and pays in whichever crypto they like. You don't have to know anything about coins.
You see “Paid ✓” on screen right away, and the money is sent to your bank account. You never touch crypto.
Curious what happens behind the scenes? Read the technical overview →
Built for shop counters, market stalls, and cafés — not for crypto experts.
Works in the browser on any phone, tablet, or computer you already own.
The screen updates the moment your customer pays — no refreshing, no guessing.
xD Pay never holds your crypto or your money. Payments are processed by CoinGate, a licensed payment provider.
Try everything with test money before you take a single real payment. Switch to real payments when you're ready.
A clean history of every payment — what was sold, when, and whether it was paid.
Add cashiers with their own logins. They can sell, but only owners can change settings.
No. Your customer handles the crypto side on their own phone. You just type the amount and show the QR code — you get regular money in your bank.
All the popular ones — Bitcoin, Ethereum, USDT, and many more. Your customer picks their coin on the payment page; you don't have to do anything.
Payments are converted and paid out to your bank account by CoinGate, our payment partner. You choose your payout currency (like USD or EUR) during setup.
xD Pay is free to use. CoinGate charges a small processing fee per payment, similar to card processing fees.
Yes — Practice mode uses test money so you can run through the whole flow risk-free. Switch to real payments whenever you're ready.
Just a phone or computer with a browser, and about five minutes to create your account and link CoinGate. There's a step-by-step guide inside the app.
Free to set up. Practice with test money first.